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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,813 | $132,634-11.9% | $115,768+0.9% | $137,256-14.9% |
| Participation rate | 85.7% | 77.9%+7.8pp | 74.4%+11.3pp | 80.0%+5.8pp |
| Annual return | 17.34% | 160.70%-143.4pp | 100.46%-83.1pp | 220.34%-203.0pp |
| Employer contribution / active EE | $2,317 | $3,360-31.0% | $2,940-21.2% | $4,156-44.2% |
| Participant deferral / active EE | $10,945 | $5,619+94.8% | $4,917+122.6% | $6,407+70.8% |
| Admin fee / account holder | $1,730 | $15,028-88.5% | $12,439-86.1% | $12,270-85.9% |