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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,924 | $125,237-36.2% | $105,608-24.3% | $145,877-45.2% |
| Participation rate | 85.7% | 77.7%+8.1pp | 75.3%+10.4pp | 80.3%+5.4pp |
| Annual return | 16.91% | 225.76%-208.8pp | 116.50%-99.6pp | 551.28%-534.4pp |
| Employer contribution / active EE | $2,351 | $3,720-36.8% | $3,167-25.8% | $4,663-49.6% |
| Participant deferral / active EE | $13,650 | $5,711+139.0% | $5,010+172.5% | $6,691+104.0% |
| Admin fee / account holder | $1,024 | $17,287-94.1% | $11,028-90.7% | $13,402-92.4% |