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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,373 | $202,345-63.7% | $172,755-57.5% | $152,885-52.0% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 19.57% | 1029.77%-1010.2pp | 802.94%-783.4pp | 345.39%-325.8pp |
| Employer contribution / active EE | $7,707 | $5,858+31.6% | $5,144+49.8% | $4,763+61.8% |
| Participant deferral / active EE | $6,478 | $5,948+8.9% | $5,198+24.6% | $5,851+10.7% |
| Admin fee / account holder | $591 | $17,111-96.5% | $13,955-95.8% | $11,598-94.9% |