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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $346,438 | $148,582+133.2% | $135,942+154.8% | $139,456+148.4% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 22.43% | 79.26%-56.8pp | 68.28%-45.9pp | 373.45%-351.0pp |
| Employer contribution / active EE | $29,334 | $5,245+459.3% | $4,858+503.9% | $4,753+517.2% |
| Participant deferral / active EE | $22,500 | $8,101+177.7% | $7,759+190.0% | $6,711+235.3% |
| Admin fee / account holder | $7,379 | $12,402-40.5% | $10,764-31.4% | $11,407-35.3% |