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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,142 | $148,582-68.3% | $135,942-65.3% | $139,456-66.2% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 20.80% | 79.26%-58.5pp | 68.28%-47.5pp | 373.45%-352.6pp |
| Employer contribution / active EE | $2,986 | $5,245-43.1% | $4,858-38.5% | $4,753-37.2% |
| Participant deferral / active EE | $8,591 | $8,101+6.0% | $7,759+10.7% | $6,711+28.0% |
| Admin fee / account holder | $1,889 | $12,402-84.8% | $10,764-82.5% | $11,407-83.4% |