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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,840 | $108,882-90.0% | $96,754-88.8% | $154,746-93.0% |
| Participation rate | 88.9% | 75.1%+13.8pp | 70.3%+18.6pp | 80.7%+8.2pp |
| Annual return | 13.07% | 98.39%-85.3pp | 82.04%-69.0pp | 172.34%-159.3pp |
| Employer contribution / active EE | $0 | $3,018-100.0% | $2,679-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $2,541 | $5,323-52.3% | $4,758-46.6% | $6,730-62.3% |
| Admin fee / account holder | $1,279 | $10,200-87.5% | $8,905-85.6% | $14,365-91.1% |