Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,366 | $30,086-88.8% | $61,399-94.5% | $64,814-94.8% |
| Participation rate | 15.3% | 36.4%-21.0pp | 52.6%-37.2pp | 71.5%-56.1pp |
| Annual return | -10.44% | -13.99%+3.6pp | 338.81%-349.3pp | 32.84%-43.3pp |
| Employer contribution / active EE | $0 | $536-100.0% | $1,159-100.0% | $2,507-100.0% |
| Participant deferral / active EE | $312 | $1,126-72.3% | $2,124-85.3% | $4,310-92.8% |
| Admin fee / account holder | $14 | $148-90.8% | $2,131-99.4% | $188-92.7% |