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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,882 | $95,917-60.5% | $79,583-52.4% | $134,545-71.8% |
| Participation rate | 42.9% | 75.0%-32.2pp | 69.5%-26.6pp | 81.2%-38.4pp |
| Annual return | -18.22% | -2.70%-15.5pp | 0.16%-18.4pp | 418.37%-436.6pp |
| Employer contribution / active EE | $1,549 | $3,129-50.5% | $2,414-35.8% | $4,742-67.3% |
| Participant deferral / active EE | $4,935 | $4,694+5.1% | $3,986+23.8% | $6,401-22.9% |
| Admin fee / account holder | $1,249 | $9,132-86.3% | $6,835-81.7% | $11,431-89.1% |