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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,481 | $112,933-81.9% | $90,970-77.5% | $158,982-87.1% |
| Participation rate | 83.3% | 74.7%+8.6pp | 69.0%+14.3pp | 82.0%+1.4pp |
| Annual return | 16.99% | 215.82%-198.8pp | 134.60%-117.6pp | 302.99%-286.0pp |
| Employer contribution / active EE | $1,900 | $2,893-34.3% | $2,122-10.5% | $4,763-60.1% |
| Participant deferral / active EE | $7,933 | $4,128+92.2% | $3,373+135.2% | $5,983+32.6% |
| Admin fee / account holder | $7,161 | $8,047-11.0% | $5,961+20.1% | $11,252-36.4% |