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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,844 | $98,463-76.8% | $119,258-80.8% | $85,847-73.4% |
| Participation rate | 76.5% | 77.6%-1.1pp | 82.7%-6.2pp | 69.3%+7.2pp |
| Annual return | 83.61% | 38.53%+45.1pp | 30.69%+52.9pp | 318.61%-235.0pp |
| Employer contribution / active EE | $4,999 | $3,698+35.2% | $4,384+14.0% | $2,565+94.9% |
| Participant deferral / active EE | $9,399 | $4,942+90.2% | $6,111+53.8% | $3,952+137.8% |
| Admin fee / account holder | $2,244 | $7,493-70.0% | $7,226-68.9% | $6,261-64.2% |