Filed April 6, 2021
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,773 | $48,053-56.8% | $84,623-75.5% | $72,983-71.5% |
| Participation rate | 51.1% | 57.6%-6.5pp | 68.2%-17.2pp | 69.5%-18.4pp |
| Annual return | 30.07% | 37.39%-7.3pp | 258.77%-228.7pp | 81.01%-50.9pp |
| Employer contribution / active EE | $0 | $1,602-100.0% | $2,652-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $2,754 | $2,681+2.7% | $3,899-29.4% | $3,608-23.7% |
| Admin fee / account holder | $1,434 | $3,395-57.8% | $4,913-70.8% | $5,124-72.0% |