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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,306 | $100,895-74.9% | $90,430-72.0% | $158,950-84.1% |
| Participation rate | 60.0% | 75.0%-15.0pp | 72.7%-12.7pp | 82.0%-22.0pp |
| Annual return | 15.09% | 1725.54%-1710.5pp | 1293.73%-1278.6pp | 302.91%-287.8pp |
| Employer contribution / active EE | $942 | $3,689-74.5% | $3,262-71.1% | $4,762-80.2% |
| Participant deferral / active EE | $1,884 | $4,347-56.7% | $3,963-52.5% | $5,983-68.5% |
| Admin fee / account holder | $238 | $6,505-96.3% | $5,613-95.8% | $11,248-97.9% |