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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,196 | $81,208-9.9% | $98,920-26.0% | $79,856-8.3% |
| Participation rate | 98.1% | 72.5%+25.6pp | 76.0%+22.1pp | 69.6%+28.5pp |
| Annual return | 7.89% | 60.99%-53.1pp | 196.47%-188.6pp | 31.71%-23.8pp |
| Employer contribution / active EE | $2,749 | $1,960+40.3% | $2,689+2.2% | $2,471+11.2% |
| Participant deferral / active EE | $5,259 | $3,265+61.1% | $4,245+23.9% | $3,741+40.6% |
| Admin fee / account holder | $6,804 | $6,013+13.2% | $6,643+2.4% | $5,306+28.2% |