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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,150 | $76,371-4.2% | $93,621-21.9% | $72,976+0.2% |
| Participation rate | 90.7% | 71.8%+19.0pp | 75.8%+14.9pp | 69.5%+21.3pp |
| Annual return | 13.95% | 25.82%-11.9pp | 32.76%-18.8pp | 81.02%-67.1pp |
| Employer contribution / active EE | $2,774 | $2,276+21.9% | $2,719+2.1% | $2,440+13.7% |
| Participant deferral / active EE | $4,527 | $3,538+27.9% | $4,070+11.2% | $3,608+25.5% |
| Admin fee / account holder | $5,476 | $6,839-19.9% | $7,890-30.6% | $5,124+6.9% |