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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,293 | $106,267+41.4% | $96,520+55.7% | $139,456+7.8% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 21.14% | 38.45%-17.3pp | 35.72%-14.6pp | 373.45%-352.3pp |
| Employer contribution / active EE | $12,128 | $4,105+195.5% | $3,739+224.4% | $4,753+155.2% |
| Participant deferral / active EE | $15,429 | $5,454+182.9% | $4,879+216.3% | $6,711+129.9% |
| Admin fee / account holder | $8,894 | $7,882+12.8% | $6,733+32.1% | $11,407-22.0% |