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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,594 | $110,083-74.0% | $151,639-81.1% | $68,486-58.2% |
| Participation rate | 93.8% | 84.0%+9.8pp | 87.5%+6.3pp | 67.9%+25.9pp |
| Annual return | -17.49% | -10.12%-7.4pp | 3.34%-20.8pp | -7.85%-9.6pp |
| Employer contribution / active EE | $1,914 | $4,470-57.2% | $6,165-69.0% | $2,597-26.3% |
| Participant deferral / active EE | $5,922 | $6,526-9.3% | $8,363-29.2% | $4,028+47.0% |
| Admin fee / account holder | $897 | $7,718-88.4% | $11,613-92.3% | $5,404-83.4% |