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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,167 | $123,793-72.4% | $177,840-80.8% | $79,852-57.2% |
| Participation rate | 80.8% | 84.7%-3.9pp | 87.7%-6.9pp | 69.6%+11.1pp |
| Annual return | 17.51% | 22.82%-5.3pp | 48.32%-30.8pp | 31.72%-14.2pp |
| Employer contribution / active EE | $1,515 | $4,095-63.0% | $5,919-74.4% | $2,471-38.7% |
| Participant deferral / active EE | $4,422 | $5,956-25.8% | $7,714-42.7% | $3,740+18.2% |
| Admin fee / account holder | $479 | $7,243-93.4% | $12,431-96.1% | $5,306-91.0% |