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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,795 | $138,385-68.4% | $184,243-76.2% | $80,925-45.9% |
| Participation rate | 64.8% | 83.9%-19.1pp | 86.8%-22.0pp | 67.7%-2.8pp |
| Annual return | 43.98% | 20.02%+24.0pp | 28.82%+15.2pp | 35.65%+8.3pp |
| Employer contribution / active EE | $1,649 | $4,851-66.0% | $6,427-74.3% | $2,756-40.2% |
| Participant deferral / active EE | $5,939 | $7,075-16.1% | $9,132-35.0% | $4,299+38.2% |
| Admin fee / account holder | $3,098 | $10,489-70.5% | $13,914-77.7% | $6,940-55.4% |