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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,954 | $148,623+93.1% | $135,974+111.0% | $139,466+105.8% |
| Participation rate | 25.0% | 83.9%-58.9pp | 81.9%-56.9pp | 80.3%-55.3pp |
| Annual return | 31.82% | 79.30%-47.5pp | 68.30%-36.5pp | 373.66%-341.8pp |
| Employer contribution / active EE | $260 | $5,246-95.0% | $4,859-94.6% | $4,754-94.5% |
| Participant deferral / active EE | $5,629 | $8,103-30.5% | $7,760-27.5% | $6,712-16.1% |
| Admin fee / account holder | $120 | $12,406-99.0% | $10,767-98.9% | $11,409-98.9% |