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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $238,829 | $176,077+35.6% | $159,455+49.8% | $167,518+42.6% |
| Participation rate | 25.0% | 84.9%-59.9pp | 82.8%-57.8pp | 82.1%-57.1pp |
| Annual return | 28.66% | 331.83%-303.2pp | 263.63%-235.0pp | 478.71%-450.1pp |
| Employer contribution / active EE | $214 | $5,298-96.0% | $4,830-95.6% | $4,838-95.6% |
| Participant deferral / active EE | $4,875 | $7,751-37.1% | $7,353-33.7% | $6,342-23.1% |
| Admin fee / account holder | $120 | $12,556-99.0% | $10,800-98.9% | $12,312-99.0% |