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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,530 | $57,330+56.2% | $86,656+3.3% | $75,177+19.1% |
| Participation rate | 96.4% | 63.2%+33.2pp | 71.7%+24.7pp | 67.2%+29.2pp |
| Annual return | 16.39% | 2675.40%-2659.0pp | 593.09%-576.7pp | 160.75%-144.4pp |
| Employer contribution / active EE | $4,123 | $2,316+78.0% | $3,025+36.3% | $2,671+54.4% |
| Participant deferral / active EE | $10,553 | $3,320+217.9% | $4,439+137.7% | $4,126+155.7% |
| Admin fee / account holder | $3,317 | $4,115-19.4% | $5,619-41.0% | $5,651-41.3% |