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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,906 | $65,440+16.0% | $98,506-22.9% | $85,851-11.6% |
| Participation rate | 93.1% | 65.0%+28.1pp | 73.3%+19.8pp | 69.3%+23.8pp |
| Annual return | 25.04% | 21.75%+3.3pp | 1494.92%-1469.9pp | 318.63%-293.6pp |
| Employer contribution / active EE | $4,114 | $2,169+89.7% | $2,961+38.9% | $2,565+60.3% |
| Participant deferral / active EE | $9,230 | $3,168+191.3% | $4,277+115.8% | $3,952+133.5% |
| Admin fee / account holder | $790 | $4,596-82.8% | $5,955-86.7% | $6,261-87.4% |