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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,029 | $58,311+80.1% | $81,882+28.3% | $80,959+29.7% |
| Participation rate | 93.1% | 63.5%+29.6pp | 72.4%+20.7pp | 67.7%+25.4pp |
| Annual return | 13.16% | 41.85%-28.7pp | 779.47%-766.3pp | 35.67%-22.5pp |
| Employer contribution / active EE | $4,316 | $2,347+83.9% | $2,916+48.0% | $2,757+56.5% |
| Participant deferral / active EE | $10,747 | $3,287+227.0% | $4,323+148.6% | $4,300+149.9% |
| Admin fee / account holder | $10,420 | $4,752+119.3% | $7,360+41.6% | $6,925+50.5% |