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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,937 | $51,638+153.6% | $68,368+91.5% | $82,448+58.8% |
| Participation rate | 90.0% | 63.6%+26.4pp | 73.8%+16.2pp | 68.1%+21.9pp |
| Annual return | 13.87% | 37.53%-23.7pp | 292.57%-278.7pp | 41.64%-27.8pp |
| Employer contribution / active EE | $4,203 | $2,047+105.4% | $2,649+58.7% | $2,551+64.8% |
| Participant deferral / active EE | $10,619 | $2,914+264.5% | $4,123+157.6% | $4,139+156.5% |
| Admin fee / account holder | $3,069 | $4,643-33.9% | $5,150-40.4% | $7,234-57.6% |