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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,745 | $217,427-84.9% | $185,837-82.4% | $167,518-80.5% |
| Participation rate | 40.0% | 86.0%-46.0pp | 81.7%-41.7pp | 82.1%-42.1pp |
| Annual return | 11.20% | 148.39%-137.2pp | 122.08%-110.9pp | 478.71%-467.5pp |
| Employer contribution / active EE | $0 | $5,874-100.0% | $5,168-100.0% | $4,838-100.0% |
| Participant deferral / active EE | $7,615 | $6,357+19.8% | $5,568+36.8% | $6,342+20.1% |
| Admin fee / account holder | $6,507 | $19,816-67.2% | $16,241-59.9% | $12,312-47.2% |