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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,823 | $148,623-47.6% | $135,974-42.8% | $139,466-44.2% |
| Participation rate | 33.3% | 83.9%-50.5pp | 81.9%-48.6pp | 80.3%-47.0pp |
| Annual return | 17.96% | 79.30%-61.3pp | 68.30%-50.3pp | 373.66%-355.7pp |
| Employer contribution / active EE | $8,128 | $5,246+54.9% | $4,859+67.3% | $4,754+71.0% |
| Participant deferral / active EE | $10,287 | $8,103+27.0% | $7,760+32.6% | $6,712+53.3% |
| Admin fee / account holder | $23,330 | $12,406+88.1% | $10,767+116.7% | $11,409+104.5% |