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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,363 | $138,114-57.7% | $125,391-53.5% | $134,545-56.6% |
| Participation rate | 66.7% | 84.5%-17.8pp | 82.4%-15.7pp | 81.2%-14.6pp |
| Annual return | 52.11% | 750.88%-698.8pp | 572.41%-520.3pp | 418.37%-366.3pp |
| Employer contribution / active EE | $4,322 | $5,246-17.6% | $4,816-10.2% | $4,742-8.8% |
| Participant deferral / active EE | $9,437 | $7,801+21.0% | $7,448+26.7% | $6,401+47.4% |
| Admin fee / account holder | $958 | $11,570-91.7% | $10,009-90.4% | $11,431-91.6% |