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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,494 | $98,760-72.2% | $149,710-81.6% | $79,860-65.6% |
| Participation rate | 56.7% | 75.8%-19.1pp | 82.5%-25.8pp | 69.6%-13.0pp |
| Annual return | 23.44% | 27.43%-4.0pp | 276.63%-253.2pp | 31.72%-8.3pp |
| Employer contribution / active EE | $780 | $3,217-75.7% | $4,645-83.2% | $2,471-68.4% |
| Participant deferral / active EE | $3,982 | $5,681-29.9% | $6,842-41.8% | $3,740+6.5% |
| Admin fee / account holder | $729 | $6,053-88.0% | $9,309-92.2% | $5,306-86.3% |