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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,092 | $106,864-54.1% | $147,318-66.7% | $82,637-40.6% |
| Participation rate | 48.1% | 75.5%-27.4pp | 82.1%-33.9pp | 68.1%-19.9pp |
| Annual return | 14.35% | 27.49%-13.1pp | 70.43%-56.1pp | 53.51%-39.2pp |
| Employer contribution / active EE | $0 | $3,417-100.0% | $4,593-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $2,560 | $6,496-60.6% | $7,906-67.6% | $4,126-38.0% |
| Admin fee / account holder | $255 | $8,415-97.0% | $13,708-98.1% | $7,339-96.5% |