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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,314 | $115,225-65.9% | $100,712-61.0% | $138,895-71.7% |
| Participation rate | 100.0% | 74.3%+25.7pp | 69.3%+30.7pp | 79.9%+20.1pp |
| Annual return | 9.22% | 40.35%-31.1pp | 33.27%-24.0pp | 145.39%-136.2pp |
| Employer contribution / active EE | $3,949 | $2,771+42.5% | $2,313+70.8% | $4,194-5.8% |
| Participant deferral / active EE | $13,942 | $4,699+196.7% | $4,085+241.3% | $6,396+118.0% |
| Admin fee / account holder | $19,685 | $10,844+81.5% | $9,256+112.7% | $12,562+56.7% |