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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,251 | $57,305-57.7% | $86,640-72.0% | $75,173-67.7% |
| Participation rate | 43.8% | 63.2%-19.5pp | 71.7%-28.0pp | 67.2%-23.5pp |
| Annual return | 41.75% | 2674.24%-2632.5pp | 592.52%-550.8pp | 160.72%-119.0pp |
| Employer contribution / active EE | $1,265 | $2,316-45.4% | $3,024-58.2% | $2,671-52.6% |
| Participant deferral / active EE | $2,205 | $3,320-33.6% | $4,438-50.3% | $4,126-46.6% |
| Admin fee / account holder | $2,090 | $4,116-49.2% | $5,616-62.8% | $5,651-63.0% |