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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,147 | $54,370-75.8% | $82,763-84.1% | $68,490-80.8% |
| Participation rate | 58.1% | 63.9%-5.9pp | 72.6%-14.5pp | 67.9%-9.8pp |
| Annual return | -13.46% | -13.67%+0.2pp | 702.45%-715.9pp | -7.85%-5.6pp |
| Employer contribution / active EE | $1,262 | $2,219-43.1% | $3,008-58.0% | $2,597-51.4% |
| Participant deferral / active EE | $2,486 | $3,247-23.4% | $4,395-43.4% | $4,028-38.3% |
| Admin fee / account holder | $879 | $4,398-80.0% | $5,325-83.5% | $5,403-83.7% |