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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,159 | $45,872-34.3% | $77,096-60.9% | $68,486-56.0% |
| Participation rate | 26.7% | 55.9%-29.3pp | 67.9%-41.3pp | 67.9%-41.2pp |
| Annual return | -19.35% | 1.73%-21.1pp | 42.35%-61.7pp | -7.85%-11.5pp |
| Employer contribution / active EE | $1,108 | $1,650-32.8% | $2,814-60.6% | $2,597-57.3% |
| Participant deferral / active EE | $2,369 | $2,963-20.0% | $4,429-46.5% | $4,028-41.2% |
| Admin fee / account holder | $2,836 | $3,041-6.8% | $5,428-47.8% | $5,404-47.5% |