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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,720 | $52,279-31.7% | $89,435-60.1% | $79,856-55.3% |
| Participation rate | 24.2% | 57.5%-33.3pp | 68.0%-43.7pp | 69.6%-45.4pp |
| Annual return | 31.17% | 22.16%+9.0pp | 245.55%-214.4pp | 31.71%-0.5pp |
| Employer contribution / active EE | $817 | $1,572-48.0% | $2,587-68.4% | $2,471-66.9% |
| Participant deferral / active EE | $2,637 | $2,740-3.8% | $3,890-32.2% | $3,741-29.5% |
| Admin fee / account holder | $6,955 | $3,356+107.2% | $4,884+42.4% | $5,306+31.1% |