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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,910 | $149,040+16.7% | $120,225+44.7% | $137,256+26.7% |
| Participation rate | 33.3% | 75.4%-42.1pp | 69.6%-36.2pp | 80.0%-46.6pp |
| Annual return | 20.50% | 605.68%-585.2pp | 439.23%-418.7pp | 220.34%-199.8pp |
| Employer contribution / active EE | $0 | $4,350-100.0% | $3,475-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $10,167 | $4,655+118.4% | $3,999+154.2% | $6,407+58.7% |
| Admin fee / account holder | $800 | $6,348-87.4% | $5,696-86.0% | $12,270-93.5% |