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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,898 | $162,785+47.4% | $133,959+79.1% | $158,950+50.9% |
| Participation rate | 60.0% | 83.2%-23.2pp | 79.8%-19.8pp | 82.0%-22.0pp |
| Annual return | 21.11% | 41.94%-20.8pp | 45.09%-24.0pp | 302.91%-281.8pp |
| Employer contribution / active EE | $1,989 | $4,975-60.0% | $3,919-49.2% | $4,762-58.2% |
| Participant deferral / active EE | $5,280 | $5,910-10.7% | $5,047+4.6% | $5,983-11.7% |
| Admin fee / account holder | $415 | $11,738-96.5% | $8,928-95.3% | $11,248-96.3% |