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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,083 | $152,619+23.2% | $125,195+50.2% | $152,909+23.0% |
| Participation rate | 60.0% | 83.3%-23.3pp | 79.8%-19.8pp | 82.5%-22.5pp |
| Annual return | 21.69% | 54.85%-33.2pp | 43.79%-22.1pp | 345.46%-323.8pp |
| Employer contribution / active EE | $1,957 | $4,947-60.4% | $3,866-49.4% | $4,764-58.9% |
| Participant deferral / active EE | $4,960 | $5,869-15.5% | $4,937+0.5% | $5,851-15.2% |
| Admin fee / account holder | $1,118 | $13,437-91.7% | $9,704-88.5% | $11,601-90.4% |