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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,991 | $183,539+19.9% | $155,556+41.4% | $145,897+50.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 12.33% | 61.31%-49.0pp | 64.84%-52.5pp | 552.29%-540.0pp |
| Employer contribution / active EE | $9,811 | $5,315+84.6% | $4,675+109.8% | $4,663+110.4% |
| Participant deferral / active EE | $4,725 | $6,467-26.9% | $5,631-16.1% | $6,689-29.4% |
| Admin fee / account holder | $4,836 | $19,275-74.9% | $15,885-69.6% | $13,390-63.9% |