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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,828 | $157,276+86.2% | $141,177+107.4% | $152,885+91.5% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 18.30% | 64.33%-46.0pp | 71.40%-53.1pp | 345.39%-327.1pp |
| Employer contribution / active EE | $6,804 | $5,262+29.3% | $4,736+43.7% | $4,763+42.8% |
| Participant deferral / active EE | $13,875 | $7,110+95.1% | $6,710+106.8% | $5,851+137.1% |
| Admin fee / account holder | $1,805 | $12,123-85.1% | $10,263-82.4% | $11,598-84.4% |