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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,688 | $211,946-83.6% | $169,452-79.5% | $135,380-74.4% |
| Participation rate | 62.5% | 82.6%-20.1pp | 77.8%-15.3pp | 82.6%-20.1pp |
| Annual return | -7.66% | 3.26%-10.9pp | 1.83%-9.5pp | 519.81%-527.5pp |
| Employer contribution / active EE | $3,310 | $5,117-35.3% | $4,157-20.4% | $4,779-30.7% |
| Participant deferral / active EE | $7,188 | $6,075+18.3% | $5,277+36.2% | $5,609+28.1% |
| Admin fee / account holder | $16,027 | $11,472+39.7% | $9,110+75.9% | $10,828+48.0% |