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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,402 | $232,540-86.9% | $185,117-83.6% | $147,586-79.4% |
| Participation rate | 62.5% | 82.4%-19.9pp | 77.3%-14.8pp | 82.8%-20.3pp |
| Annual return | 11.46% | 43.03%-31.6pp | 40.50%-29.0pp | 578.59%-567.1pp |
| Employer contribution / active EE | $5,177 | $5,195-0.4% | $4,182+23.8% | $4,876+6.2% |
| Participant deferral / active EE | $5,136 | $5,834-12.0% | $5,045+1.8% | $5,439-5.6% |
| Admin fee / account holder | $883 | $10,275-91.4% | $8,159-89.2% | $10,886-91.9% |