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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,883 | $159,978-56.3% | $147,041-52.5% | $145,978-52.1% |
| Participation rate | 70.0% | 84.0%-14.0pp | 82.2%-12.2pp | 80.3%-10.3pp |
| Annual return | 14.48% | 98.36%-83.9pp | 419.21%-404.7pp | 550.52%-536.0pp |
| Employer contribution / active EE | $2,237 | $5,288-57.7% | $4,935-54.7% | $4,662-52.0% |
| Participant deferral / active EE | $5,016 | $8,429-40.5% | $8,071-37.9% | $6,690-25.0% |
| Admin fee / account holder | $865 | $15,053-94.3% | $13,006-93.4% | $13,400-93.5% |