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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 13-3689044 | Recordkeeping | $51,827 |
FOREST CAPITAL MANAGEMENT LLC2+ years Service code 16 · EIN 46-5576228 | Consulting | $50,786 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,651 | $47,135-5.3% | $149,717-70.2% | $74,440-40.0% |
| Participation rate | 47.7% | 63.4%-15.7pp | 78.8%-31.1pp | 70.7%-23.1pp |
| Annual return | 18.16% | 22.75%-4.6pp | 134.41%-116.2pp | 34.37%-16.2pp |
| Employer contribution / active EE | $953 | $1,906-50.0% | $4,820-80.2% | $2,638-63.9% |
| Participant deferral / active EE | $1,969 | $2,728-27.8% | $5,682-65.3% | $4,529-56.5% |
| Admin fee / account holder | $158 | $343-54.0% | $13,213-98.8% | $348-54.7% |