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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,930 | $154,159-44.3% | $130,026-33.9% | $139,456-38.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 14.67% | 32.50%-17.8pp | -137.26%+151.9pp | 373.45%-358.8pp |
| Employer contribution / active EE | $10,999 | $5,292+107.9% | $4,321+154.5% | $4,753+131.4% |
| Participant deferral / active EE | $11,919 | $6,710+77.6% | $5,821+104.8% | $6,711+77.6% |
| Admin fee / account holder | $1,075 | $14,001-92.3% | $10,608-89.9% | $11,407-90.6% |