Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,142 | $49,199-79.4% | $121,204-91.6% | $75,173-86.5% |
| Participation rate | 60.0% | 55.4%+4.6pp | 69.5%-9.5pp | 67.2%-7.2pp |
| Annual return | 33.03% | 56.04%-23.0pp | 987.18%-954.2pp | 160.72%-127.7pp |
| Employer contribution / active EE | $1,589 | $1,547+2.7% | $4,170-61.9% | $2,671-40.5% |
| Participant deferral / active EE | $2,767 | $2,630+5.2% | $4,083-32.2% | $4,126-32.9% |
| Admin fee / account holder | $1,449 | $3,946-63.3% | $5,651-74.4% | $5,651-74.4% |