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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,095 | $137,414-73.7% | $189,520-81.0% | $85,856-58.0% |
| Participation rate | 83.9% | 84.6%-0.7pp | 87.8%-3.9pp | 69.3%+14.6pp |
| Annual return | 25.30% | 38.14%-12.8pp | 555.25%-530.0pp | 318.58%-293.3pp |
| Employer contribution / active EE | $6,088 | $4,344+40.1% | $6,161-1.2% | $2,565+137.3% |
| Participant deferral / active EE | $7,370 | $6,260+17.7% | $8,220-10.3% | $3,952+86.5% |
| Admin fee / account holder | $944 | $8,630-89.1% | $12,046-92.2% | $6,261-84.9% |