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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,707 | $180,028-25.7% | $138,135-3.2% | $158,982-15.9% |
| Participation rate | 100.0% | 82.2%+17.8pp | 78.7%+21.3pp | 82.0%+18.0pp |
| Annual return | 9.26% | 21.68%-12.4pp | 20.51%-11.2pp | 302.99%-293.7pp |
| Employer contribution / active EE | $0 | $7,470-100.0% | $5,587-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $12,500 | $7,717+62.0% | $6,431+94.4% | $5,983+108.9% |
| Admin fee / account holder | $2,206 | $17,912-87.7% | $11,856-81.4% | $11,252-80.4% |