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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,439 | $63,703-80.5% | $93,063-86.6% | $82,448-84.9% |
| Participation rate | 61.1% | 63.8%-2.7pp | 72.1%-11.0pp | 68.1%-7.0pp |
| Annual return | 13.67% | -775.43%+789.1pp | 34.15%-20.5pp | 41.64%-28.0pp |
| Employer contribution / active EE | $467 | $1,729-73.0% | $2,476-81.2% | $2,551-81.7% |
| Participant deferral / active EE | $1,446 | $2,919-50.5% | $3,958-63.5% | $4,139-65.1% |
| Admin fee / account holder | $1,730 | $5,982-71.1% | $6,033-71.3% | $7,234-76.1% |