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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,439 | $73,107-83.0% | $114,563-89.1% | $87,485-85.8% |
| Participation rate | 61.1% | 65.8%-4.7pp | 72.9%-11.8pp | 68.9%-7.8pp |
| Annual return | 13.67% | 19.47%-5.8pp | 241.09%-227.4pp | 26.06%-12.4pp |
| Employer contribution / active EE | $467 | $1,881-75.2% | $2,592-82.0% | $2,596-82.0% |
| Participant deferral / active EE | $1,446 | $3,144-54.0% | $4,142-65.1% | $4,274-66.2% |
| Admin fee / account holder | $1,730 | $5,770-70.0% | $7,623-77.3% | $7,775-77.7% |