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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,399 | $61,815-83.2% | $97,295-89.3% | $80,959-87.2% |
| Participation rate | 66.7% | 63.5%+3.2pp | 72.7%-6.0pp | 67.7%-1.0pp |
| Annual return | 14.92% | -558.73%+573.7pp | 75.62%-60.7pp | 35.67%-20.7pp |
| Employer contribution / active EE | $468 | $1,836-74.5% | $2,723-82.8% | $2,757-83.0% |
| Participant deferral / active EE | $1,200 | $3,027-60.4% | $4,264-71.9% | $4,300-72.1% |
| Admin fee / account holder | $379 | $5,166-92.7% | $5,646-93.3% | $6,925-94.5% |