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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER2 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $44,259 |
MORGAN STANLEY SMITH BARNEY2 years Service code 15 · EIN 20-8764829 | Recordkeeping | $40,575 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,304 | $95,369-31.5% | $135,942-52.0% | $74,440-12.3% |
| Participation rate | 83.1% | 78.2%+4.8pp | 81.9%+1.1pp | 70.7%+12.3pp |
| Annual return | 23.38% | 32.72%-9.3pp | 68.28%-44.9pp | 34.37%-11.0pp |
| Employer contribution / active EE | $5,005 | $3,878+29.1% | $4,858+3.0% | $2,638+89.7% |
| Participant deferral / active EE | $11,189 | $7,788+43.7% | $7,759+44.2% | $4,529+147.1% |
| Admin fee / account holder | $233 | $266-12.5% | $10,764-97.8% | $348-33.0% |