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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,963 | $134,001-23.2% | $112,258-8.3% | $134,509-23.5% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | 1.34% | 47.15%-45.8pp | 27.47%-26.1pp | 418.13%-416.8pp |
| Employer contribution / active EE | $20,259 | $4,039+401.5% | $3,636+457.2% | $4,741+327.4% |
| Participant deferral / active EE | $14,700 | $5,291+177.8% | $4,728+210.9% | $6,400+129.7% |
| Admin fee / account holder | $2,982 | $7,491-60.2% | $6,411-53.5% | $11,427-73.9% |