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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,254 | $81,643-10.3% | $70,462+4.0% | $158,950-53.9% |
| Participation rate | 68.8% | 77.7%-9.0pp | 75.1%-6.3pp | 82.0%-13.2pp |
| Annual return | 13.31% | 208.51%-195.2pp | 109.08%-95.8pp | 302.91%-289.6pp |
| Employer contribution / active EE | $1,310 | $3,218-59.3% | $2,737-52.2% | $4,762-72.5% |
| Participant deferral / active EE | $3,196 | $4,555-29.8% | $3,710-13.8% | $5,983-46.6% |
| Admin fee / account holder | $635 | $6,194-89.7% | $3,845-83.5% | $11,248-94.4% |