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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,775 | $138,078-30.6% | $125,363-23.6% | $134,509-28.8% |
| Participation rate | 90.0% | 84.5%+5.5pp | 82.4%+7.6pp | 81.2%+8.8pp |
| Annual return | -14.00% | 750.49%-764.5pp | 572.15%-586.1pp | 418.13%-432.1pp |
| Employer contribution / active EE | $1,884 | $5,245-64.1% | $4,815-60.9% | $4,741-60.3% |
| Participant deferral / active EE | $1,621 | $7,800-79.2% | $7,447-78.2% | $6,400-74.7% |
| Admin fee / account holder | $8,567 | $11,566-25.9% | $10,005-14.4% | $11,427-25.0% |